Workers comp cases are Trickier than others. Every commercial and industrial company which has more than three workers must have workers compensation insurance. This system is covered by the Industrial Commission. That is a state agency which makes sure everyone is playing by the rules. That means you might be entitled to your benefits from the employees compensation if you are injured at work. It has to be shown before you get to really have the advantages. There’s a process you have to go through. When injured on the Job, you must inform your boss by giving him a written note. The note should be written within 30 days, but you need two years to really file it. After the 2 years is over, so is the ability to file the claim.
Generally, when an Employee is injured at work, workers compensation is the only way to repair it. That is because in rare events injured workers are not eligible for any other avenues of compensation. It is easy to have workers comp because whether it is the employer’s injury on job attorney will most times get the worker compensated. It really does not matter who it is that is to blame. A worker being hurt at work is serious whether it is negligence from the employer or employee. Employers used to be covered by contributory negligence which blocks accountability. After the employee wins, he receives paid medical bills by the insurer that also includes prescriptions. The insurance carrier can speak to the medical providers you are already seeing although you may put in a request for change. The worker will Receive disability benefits from the insurance provider.
Disability payments are just two thirds of the employee’s gross weekly wage. Workers comp payments can also be non taxable. If it is more than a seven day period then the insurance carrier will begin paying daily every day until the worker is back to work as long as they have a written note from their doctor stating they cannot do the job. The worker would not obtain the payment of the initial seven days before 21 days have passed without going back to work. Permanent partial disability will kick in if a worker is permanently disabled. Only then is the employee eligible for lifetime benefits such as medical expenses and disability payments. Workers compensation although will get you a portion of your cover, does not function exactly the same as other injury claims. You would not get pain and suffering.